What Is Thiqa Insurance Program in UAE
The Thiqa insurance program has been introduced by the Abu Dhabi government. It is a health program and provides complete health coverage. The word “thiqa” means “believe” or “trust.” By this concept, this program proves complete satisfaction by users.
It is run under the guidance of the Department of Health Abu Dhabi, having a structural partner, the Daman. Daman provides a thiqa policy, and the users all over the country get easy access to clinics and hospitals.
The daman and thiqa have introduced a system where citizens do not need to face the complete situation. It provides an international-standard-level facility. It is limited only to common diseases, but it covers emergency cases such as surgery, laboratory tests, and maternity care.
Every eligible city gets a Thiqa health card that is connected to the Daman system. The patient gets cashless and free medical treatment. The government bears all expenses on health.
Eligibility Criteria for Thiqa Program
Firstly, it is only limited to emirate citizens. The foreigners are not allowed to register in it, no matter how many years they have been living there.
Secondly, the applicant must be an inhabitant of Abu Dhabi. It is run under the Abu Dhabi Health Authority. The other areas’ living citizens have to register in their own area.
The third condition is age. Those eighteen or older can register themselves. If the owner of the family is available, then underage children can be registered.
Some documents are required at the time of registration, such as the Emirate ID. In some cases, residence evidence can be needed. All documents are verified through the domain.
The registration method is easy. The user has to visit the official website or can fill the form through the Thiqa app. Upload the required document, and the review process starts. If all information is found to be correct, then the thiqa card is released within a few days.
Benefits of Thiqa Insurance Program
There are a lot of benefits of this program. First of all, it is totally free health coverage. The user does not need to worry about their expenses. All the bills are paid by the government, including those for diseases from small to large.
It provides a stress-free life to citizens. They don’t have to compromise on their health because their government is standing behind them.
It is a totally cashless treatment. The Thiqa cardholder can get treatment in any Daman network hospital, and they don’t have to pay even a single penny. It proves useful in emergency situations, and without wasting time, treatment is done.
It contains emergency and specialist consultation facilities. A Thiqa insurance holder can get emergency services anytime. The user can meet any specialist doctor or consultant without paying extra fees.
It provides maternity, surgery, and other harmful diseases. The patient gets the latest technology and qualified staff and treatment. The government pays all the expenses.
Thiqa Health Card and Daman Link
It is essential to link thiqa card with a Daman account. This process completes and protects a user’s information in the Daman system. After linking, a user can see the insurance plan, policy status, hospital eligibility, and past treatment history.
The process of linking is very easy. You have to visit the official website or mobile app login, go to the Thiqa section, and verify through Emirate ID. Within a few minutes your account and card will be linked.
The method is easy to check card information. Open the Daman website or log in to the app. Go to my policy or my card option. The user can see the insurance plan, date, network of hospitals, and coverage details.
The Daman app has a digital card that can be used in hospitals in place of a physical card. The user gets fast service of treatment. All the information is directly connected to the Daman system.